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Fitness Default Settings

According to Doug Lisle’s, The Pleasure Trap, the primitive parts of all animal brains are pre-programmed with what is termed as the Motivational Triad. To:

  • Seek pleasure
  • Avoid Pain
  • Conserve Energy

The Triad has evolved over millions of years for some animals and tens of thousands of years for humans. The Primitive (or Reptilian) Brain reacts quickly to stimulus – way faster than our thinking, reasoning brain – and way more powerful. The Fight or Flight response (Avoid Pain) is an example of this evolution. It’s why you can react without even thinking.

In his book The Emotional Brain, Joseph Ledoux makes the case that the pre-programming of our brains goes much further than just the Triad. When the Primitive Brain is in power and reacts to something, it CONVINCES the the reasoning, CONSCIOUS parts of our brain that it was the right thing to do.

The conscious, cognitive, reasoning part of our brain is what keeps us out of the trouble our Primitive Brains could get us into. The Frontal Cortex evaluates situations and decisions to make sense out of them. Jonathon Haidt in The Happiness Hypothesis makes the case that the reasoning brain is like a rider on an elephant. We exercise very little control over our Primitive Brain. Some less than others.

Conscientiousness is one of the Big 5 Personality Traits and people high in Conscientiousness are typically self-disciplined, hard-working and goal driven. They identify an objective and then apply themselves until achieved.

Continue reading Fitness Default Settings

Sunk Cost Fallacy

There is a human tendency to stay with something after we have put a lot of time, energy, money etc. into it – even when it no longer makes sense.

After a significant amount of money is lost, some gamblers will stay the course only to increase their pain.

Some stock traders will watch stocks go down and down and won’t consider getting out hoping “the bottom is in” only to see it trek lower.

Owning a car that is a lemon is a trying experience. I’ve witnessed people paying month after month for repairs. It’s almost like they have accepted their lot and automatically, without thinking, keep dumping money into a POS.

There’s a time to cut your losses and run. Many people just can’t seem to find that point.

The Sunk Cost Fallacy (SCF) can be applied to so many parts of life: Education, careers, relationships, home ownership – it is a universal concept.

The fallacy also occurs with diet and exercise.

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Examining Student Loan Relief

Felt the need to get to the bottom of the student loan relief package offered by President Biden. The mass media is doing a terrible job educating the public on what is actually happening with this.

Here’s what we know for facts:

  • About 45 million Americans owe about $1.75 Trillion in Student debt.
  • The proposal is to forgive $10,000 for everyone making under $125,000/year and $20,000 for those receiving Pell Grants.
  • The majority of student debt is held by the government.

Estimates from Left sources in the media report that the total amount forgiven is in the order of $300 Billion. Sanity check: 45 million borrowers X $10,000 = $450 Billion. But this doesn’t count how many people owe on Pell grants or how many owe less than $10,000. So let’s just say between $300 and $450 Billion will be forgiven.

Interest on Federal student loans is typically between 5 – 7%. If you take an average of 6% and say the average borrower pays off $10,000 in student loans in 10 years, the government gains about $3300 in interest for the life of the loan. 45 million borrowers X $3300 interest = $149B.

The total amount of money paid back in 10 years to the government = $450B + 149B = $599B. That’s about $50B per year – worst case – that we are not getting back what we loaned out.

I think my numbers are a bit high as they don’t include Pell borrowers. Plus, many borrowers owe less than $10,000. But we get an idea.

Continue reading Examining Student Loan Relief

Love It When A Plan Comes Together

You’re eating right and you’re exercising. You’re maintaining a healthy weight and you’re getting the rest you need. Above all, you’re feeling pretty damn good.

And you’re not just feeling good physically, but you’re also feeling good mentally about what you have accomplished for your health. You should. You did good.

Pat yourself on the back because not everyone is able to do what you’ve done. For one reason or another they can’t establish a good plan and then stick to it.

Continue reading Love It When A Plan Comes Together

Freedom to Choose

A lot of talk about freedom lately.

With Independence Day and Memorial Day fresh on our minds, Facebook and Reddit are full of discussions on the importance of freedom.

Women’s rights. Gun Rights. Freedom of expression.

Most people want the right to even make bad choices. Freedom includes this right. After all, who is the judge of whether a choice is good or bad?

Yes, we have the right in this country to make bad choices that lead to situations where there are no good options and we have to make more bad choices (e.g. Federal debt)

Ah…FREEDOM.

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‘Next: Fay’s’ Transition

Perhaps you are one of the 10,000 people per day in the U.S. that are turning retirement age and are channeling Johnny Paycheck in letting their bosses know that they can give your job to someone else.

Good for you. So what’s next?

Perhaps your Vision Board for retirement includes a picture of you on a beach drinking a Mai Tai and watching the waves roll in. Or maybe a golf course in Boca Raton.

No worries. No stress. Just sunshine.

Not everyone would get bored with this routine after a few weeks, but I would. So what’s next after that?

Continue reading ‘Next: Fay’s’ Transition

My “Stupid List” for the Pandemic

Organizational leaders, whether in business, politics, or non-profit, often miss some important things when managing their organization. In almost all cases, it’s because they 1) don’t have a good “30,000 foot view” of what is going on and 2) a diverse group of advisors is not assembled and consulted.

Take Vladimir Putin for instance. He’s making a big mess. I originally gave him much more credit as a leader than he deserved. But he chose to surround himself with “Yes Men” and the result has been catastrophic. If you have any doubt of this, I encourage you to watch Putin Scores 8 Goals.

I made a “Stupid List” for the company I worked for that detailed the top 10 things the company did not address. It was mostly in my head, but it helped me keep my sanity. One of the things on my list was that we never really sat down and addressed the big problems facing our company. It was like the company was running on automatic and continued patching an archaic operating system.

My Stupid List

This all changed when one of the managers got the idea to hire a consulting firm. The first thing the firm did was sit us all down and have us diagnose our own problems and then implement solutions.

We needed an outsider to tell us all to sit down and talk about how we can improve. Wow. That was a big miss.

Hiring consultants is a great idea for any business. It’s like hiring a marriage counselor or a therapist. Outside perspectives are great. They can solve big obvious problems that can’t be seen by insiders.

In our case, the obvious issue was that we didn’t sit down together and discuss what was wrong with the business.

And that’s exactly what we should be doing with the pandemic – sitting down and thinking about the things we can improve on.

With this in mind, I have made my own list for the pandemic:

Top 12 List of Stupid Things We did During the Pandemic:

Continue reading My “Stupid List” for the Pandemic

Ready for More

I’ve been lifting weights since I was 14 years old. I’ve long forgotten how it feels to be a beginner in strength training.

And I’m totally ignorant when it comes to empathizing with a woman in her 50’s trying to get in shape by lifting barbells for the first time.

Well, maybe not totally ignorant. I’m learning.

If you read my blog, you know I workout with three 50-something women. I keep playing with the workouts and the class format. We experiment with all sorts of things like eccentrics and drop sets added to the routine. For the last few months we’ve done Lift 4 on Beachbody which is a combination of hypertrophy workouts and HIIT cardio.

These women have stuck with me through all of this. Go figure.

This month, we went back to the basics of building strength: Lifting heavy, pushing limits, writing stuff down.

Continue reading Ready for More